When it comes to drone photography, it's important to make sure you have the right insurance coverage. A general liability policy is a must, as it covers the basic risks of aerial photography, such as a drone accident that injures a person or damages their property. If you're flying a drone with a DJI camera, you may want to consider getting coverage directly through them. The cost of drone insurance will depend on the package you need, your experience, and the features of your drone operation.
It's also likely that if you're working with a larger company on a project, they'll require you to have some basic insurance policies in place. Unmanned aerial vehicles (UAVs) or drones are becoming increasingly popular and have the potential to revolutionize many industries. Insurance companies may require you to prove that you have received the necessary training to operate a drone. If you own a DJI drone, you can consider taking out their in-house drone insurance policy, called DJI Care Refresh.
Even if the law doesn't require drone insurance, it's still a good idea to take out coverage. If you're an amateur who becomes a professional drone pilot or have a major business, there are policies available for you. The least expensive drones may not be suitable, as the deductible plus the cost of the premium may be too high and simply fixing or buying a new drone may be a better option. When it comes to drone insurance, coverage refers to the set of circumstances in which your policy will apply.
Risk management is key to the longevity of your company and you want to protect it with the right insurance for commercial drones. Drone insurance gives you peace of mind that your drone can be repaired or replaced if it gets damaged.